Kreo provides the underwriting engine, data infrastructure, and white-label lending stack — so your platform can offer financing without building it from scratch.
Talk to UsTraditional lenders who want to underwrite creator-economy businesses but lack the data and models to do so accurately. Kreo provides the creator financial data and underwriting intelligence you need.
RBF companies looking to expand into the creator vertical. Plug Kreo's underwriting API into your existing platform to start funding creators without building the infrastructure.
Platforms where creators live — YouTube MCNs, creator marketplaces, talent agencies — that want to offer embedded financing as a value-added service to their creator base.
Fintech companies building financial products for the creator economy who need reliable, scalable creator underwriting data to power their own decisioning engines.
A complete creator financing infrastructure stack, built on Google Cloud Platform.
Real-time API access to Kreo's creator underwriting engine. Submit a creator application, receive a structured credit decision with confidence score, recommended offer range, and supporting data — in seconds. Integrate directly into your existing application flow.
Access verified, normalized creator financial data: platform revenue streams, content performance trends, audience engagement metrics, and earning history. Structured and ready to plug into your own models or risk systems.
Deploy a fully branded creator financing experience on your platform. Kreo handles the back-end: application processing, underwriting, capital deployment, and repayment collection. You provide the front-end and the creator relationships.
Partner with Kreo on a revenue-share basis. We fund the creators, you provide distribution — and we split the economics. Ideal for platforms with large creator bases looking to add a new revenue stream with zero capital risk.
Kreo is a cloud-native, API-first platform built on Google Cloud Platform. Every component is designed for reliability, security, and scale — so you can trust us with your most critical workflows.
Our underwriting models run on Vertex AI; our analytics pipelines use BigQuery; and our API layer is deployed on Cloud Run with 99.9% uptime SLAs. We operate with bank-grade encryption and data security standards throughout.
{
"creator_id": "yt_UCxxxxxx",
"platform": "youtube",
"requested_amount": 25000,
"currency": "USD"
}
// Response: 200 OK
{
"decision": "approved",
"offer_range": {
"min": 10000,
"max": 30000
},
"term_months": 12,
"confidence": 0.91
}
For fintech builders and lenders
For creator platforms and MCNs
For distribution partners
Reach out to discuss how Kreo can power creator financing on your platform.
Contact Our Team